Belmar, Lakewood CO: Condos, Townhomes & Buyer Guide

Quick answer: what is Belmar?

Belmar is Lakewood's downtown. The City of Lakewood describes it as a mixed-use district at the corner of Alameda Avenue and Wadsworth Boulevard, built in 2004 on the former Villa Italia mall site. It spans 22 city blocks and more than 1 million square feet, with more than 80 shops and restaurants, over 1,300 residential units, a hotel, luxury condominiums and more than 250,000 square feet of office space.

Most Belmar-area buying questions are about condo and townhome associations, parking and financing. For the wider city, see our Moving to Lakewood guide.

Belmar the district vs. the neighborhood around it

People use "Belmar" for several different things. The retail and residential district is owned and operated by Bridge33 Capital, and its management office is at 7450 W. Alaska Drive. Belmar Park is a separate 132-acre city park at 801 S. Wadsworth Blvd.. Heritage Lakewood Belmar Park sits inside it at 801 S. Yarrow St.. The city's Community Plans page also lists an Addenbrooke/Belmar Neighborhood Plan; we could not open that document, so we do not describe it.

We found no single official boundary for a "Belmar neighborhood" for home buyers. Because listings use the name loosely, ask for the exact building, subdivision and street address, then check which association, if any, governs it.

Condos, townhomes and nearby single-family homes

The city counts more than 1,300 residential units in Belmar and mentions luxury condominiums, but it does not split that total between owner-occupied and rental homes. Belmar's own residential page lists rental communities, including Cortland Belmar and CityScape at Belmar, a mixed-income senior community managed by Metro West Housing Solutions. Do not assume every Belmar building sells condos; confirm what is actually for sale.

We do not state home sizes, ages, prices or counts. We found no primary public source for them, and we do not use MLS data on this page. Nearby single-family streets may or may not belong to an association, so ask the title company to confirm for each address.

HOA and condo association considerations

Colorado's Common Interest Ownership Act (CCIOA) governs condominium and HOA communities. The state's HOA Information and Resource Center explains the law but does not regulate HOAs or settle disputes, which are treated as civil matters. Most associations must register with the Division of Real Estate each year, and one that fails to register may be unable to enforce a lien for assessments.

CCIOA lists what an association must make available to unit owners each year, including its budget, a list of current regular and special assessments, annual financial statements, an insurance policy list, rules and the most recent reserve study. It also requires records such as minutes and a list of fees charged on the purchase or sale of a unit. The statute speaks of unit owners, so as a buyer you will typically get these documents through the seller, the contract and the title company.

Verify before you buy: buyers must verify the recorded declaration, dues, special assessments, reserves, insurance and rules for the specific property, along with any parking or storage rights, using the association documents and title commitment.

Financing, special assessments and insurance

For FHA loans, HUD says a condo unit must be in an FHA-approved project or qualify for Single-Unit Approval, where a lender submits Form HUD-9991. HUD's single-unit rules include a minimum of five units, a project ready for occupancy and limits on FHA concentration and owner occupancy.

For VA loans, VA states that a condominium must be approved by VA to be eligible for loan guaranty. Lenders search VA's records and, if none exist, submit a package that includes the declaration, bylaws, budget, special assessment letter and litigation letter. Ask a lender early whether a specific building is approved for the loan type you plan to use. Ohana Style Realty is a real estate brokerage, not a lender.

On insurance, CCIOA requires the association to carry property insurance on the common elements, to the extent reasonably available. For buildings with units stacked vertically, that coverage includes the units but not their finished interior surfaces. Ask your own insurer what a unit policy should cover, and read the association's insurance list. We do not quote premiums, assessment amounts or reserve levels.

Shopping, dining and walkability

Anchors named by the city include Whole Foods Market, Target, Best Buy, Nordstrom Rack, Dick's Sporting Goods and Century Theatres, with a Hyatt hotel on site. Belmar's directory also lists banking, fitness, grocery and medical categories. The city says the district was designed to encourage pedestrian activity, with sidewalks, plazas, parks and public art. We do not give a walkability score. Walk the route from a specific address at the times you would use it.

Parking and storage

The city cites around 5,000 parking spaces across garages, surface lots and on-street parking. Belmar says it has plenty of free surface and garage parking, with paid parking on W. Alaska Drive and S. Teller Street, and no valet parking. Those describe visitor parking, not what comes with a home. Whether a condo or townhome includes assigned parking, a garage, a charger or storage depends on the recorded declaration, plat and your contract. We found no public source for that, so ask for it in writing.

Belmar Park and Heritage Lakewood

Belmar Park offers nearly two miles of paved trails, more than 17 acres of water, a creek, a playground and picnic areas. Heritage Lakewood Belmar Park has 15 historic buildings, a festival area and an amphitheater; its Visitor Center and Museum Store are open Tuesday to Saturday, 10 a.m. to 4 p.m., and the grounds are open daily.

Getting around: RTD and driving

Belmar says RTD bus stops are found throughout the property. Lakewood-Wadsworth Station, 1298 Wadsworth Blvd., is a separate W Line light rail station with 1,000 paid parking spaces and bus routes 76 and 9. RTD's W Line schedule runs between Jefferson County Government Center in Golden and Union Station. Route 76 runs along Wadsworth Boulevard. We do not state distances or travel times from Belmar to any station, so use RTD's trip planner for your address and hours.

Schools and property taxes

Jeffco Public Schools provides InfoFinder, which shows neighborhood schools by address. Enter the exact address and confirm with the district; we do not state school assignments or rate schools. Jefferson County's Treasurer search lists each tax authority, levy and tax amount for a property, and the Assessor's site covers valuation and records. We do not quote tax rates.

What buyers should check before offering

Confirm exactly what is for sale: building or subdivision name and the association. Ask for the declaration, budget, reserves, special assessments, insurance list and rules. Confirm parking and storage rights in writing. Ask a lender whether the building works for FHA, VA or your loan type. Check pending development near the address in Lakewood's Planning Cases and Development Highlights maps. Check the school locator and Jefferson County tax records.

New to buying in Colorado? Start with our home buyer guide.

Relocation tips

If you are touring from out of state, ask for video walk-throughs of the unit, garage and storage, and for the association documents before the visit. Lakewood also keeps a list of registered community organizations that you can contact for local context.

Buying with a VA loan? Our VA home buying guide for Littleton and the Denver metro is a good place to start if you are VA-eligible.

Frequently asked questions

Is Belmar a neighborhood or a shopping center?

Both meanings are common. The City of Lakewood calls Belmar the city's downtown, a 22-block mixed-use district with retail, dining, offices and residences. Listings may also use the name for homes nearby, so confirm the exact building or subdivision.

Are Belmar homes condos, townhomes or rentals?

The city mentions luxury condominiums and more than 1,300 residential units but does not split them by ownership. Belmar's residential page lists rental communities. Ask which specific buildings have homes for sale.

How do I check a condo association before buying in Lakewood?

Request the declaration, budget, list of assessments including special assessments, insurance list, rules and most recent reserve study, which CCIOA lists among association disclosures and records. Documents usually reach buyers through the seller and title company.

Can I use an FHA loan to buy a Belmar condo?

Possibly. HUD allows FHA loans on units in FHA-approved projects or under Single-Unit Approval if the project meets HUD's requirements. Ask a lender whether a specific building qualifies.

Can I use a VA loan to buy a Belmar condo?

VA says a condominium must be approved by VA for loan guaranty. A lender can check VA's records for the building. Ohana Style Realty is a brokerage, not a lender.

Is there parking at Belmar?

Belmar lists free surface and garage parking, with paid parking on W. Alaska Drive and S. Teller Street. Parking that comes with a home depends on the declaration and your contract.

Can I get to Belmar by RTD?

Belmar says RTD bus stops are throughout the property. The nearest W Line station we verified is Lakewood-Wadsworth Station, which also has routes 76 and 9. Check RTD's planner for your trip.

Which school district serves Belmar-area homes?

Check the address in Jeffco Public Schools' InfoFinder, which shows neighborhood schools by address. We do not state assignments.

Related guides

Sources and editorial notes

This guide draws on public sources, facts checked November 3, 2026. Confirm details for any address before you buy.

• City of Lakewood: Lakewood Reinvestment Authority Activities (Belmar Activity)
• City of Lakewood: Belmar Park
• City of Lakewood: Heritage Lakewood
• Belmar: FAQ
• Belmar: Live at Belmar
• Belmar: home page and directory
• RTD: Lakewood-Wadsworth Station
• RTD: Route 76 schedule
• RTD: W Line schedule
• Colorado Division of Real Estate: HOA Frequently Asked Questions
• Colorado Common Interest Ownership Act, 2026 compilation (Division of Real Estate PDF)
• HUD: FHA Condominiums
• HUD: FHA Connection help, condominiums
• VA Loan Guaranty: Condo Approval for Lenders quick reference (March 2020)
• Jeffco Public Schools: Bus Routes and InfoFinder
• Jefferson County: Assessor
• Jefferson County: Tax Authority Distributions
• City of Lakewood: Community Plans
• City of Lakewood: Registered Community Organizations
• City of Lakewood: Maps
• Colorado Division of Real Estate: HOA Registration Services

Prepared by Ohana Style Realty. Ohana Style Realty, Littleton, Colorado. 720-706-1411. Neighborhood information is general, gathered from the public sources listed above, and is not legal, tax or insurance advice. Verify details for any address before you buy.